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American Equity’s
Retirement Gold
(Index 2-09)
Product Highlights
- 10% Premium Bonus issue ages 0-78.**
- 8% Street level commission ages 0-78.
- LIBR – Choice of 5% or 8% annual growth until the rider is activated and income begins.
- No Asset Fee guaranteed for the life of the contract
- Minimum Premium = $5,000
- 10 Year surrender charge period, surrender charges waived at death.
- Bonus fully vested after 14 years.
| Strategies |
Participation Rate |
Cap |
Asset Fee |
| S&P 500 annual point-to-point |
100% |
5.25% |
0% |
| S&P 500 annual point-to-point |
25% |
N/A |
0% |
| S&P 500 annual monthly average |
100% |
5.25% |
0% |
| S&P 500 annual monthly average |
30% |
N/A |
0% |
| S&P 500 monthly point-to-point |
100% |
2.40% |
0% |
| Fixed Rate (Current Rate 3.10%) |
|
|
|
For Agent Use Only
For more product details, call 888.969.7384
States Product is NOT Approved: CT, MN, NV, NY, PA, SC, UT, WA
*6% Bonus Approved in: AK,DE,OR
** May vary by state. Commissions paid over 25 month period. See Commission Schedule for more details.